Building financial stability and strength
Everyone deserves the opportunity to earn a living wage, support their family, and plan for the future. But in Sumner County, thousands of households are working hard and still falling behind, unable to afford essentials like housing, child care, food, and healthcare.
United Way of Sumner County partners with individuals, nonprofits, and businesses to break down financial barriers and build long-term stability. Together, we’re creating pathways to financial security for every generation.
Our Financial Stability Initiatives
We support a network of programs that give individuals and families the tools, knowledge, and opportunities they need to achieve financial independence:
- Job Readiness and Workforce Development
A good job can change everything. United Way partners with employers and educators to connect people to in-demand career pathways. - Adult Education and Job Training
Ongoing education helps workers adapt in a changing economy. We support adult learners in gaining skills and credentials for stronger futures. - Financial Education and Coaching
A steady paycheck isn’t enough—lasting stability requires planning and support. We offer tools, coaching, and resources that help people reach financial goals. - Homelessness Prevention and Attainable Housing
A safe, stable home is essential for financial security. We support eviction prevention programs, rent and utility aid, and connections to affordable housing options. - Free Tax Assistance and Public Benefits Access
Public programs are underutilized due to complexity and stigma. We connect people to benefits and services they’re eligible for—including 211, the Tennessee Benefit Kitchen, and free tax prep—to help reduce financial strain and increase stability. - Direct Financial Assistance
In times of crisis, we help bridge the gap, providing emergency support for food, rent, medication, and utilities while working toward long-term stability.
Why This Matters in Sumner County
- 39% of local households (over 31,000 families) live below the ALICE Threshold including 9% who live in poverty.
- 30% of Sumner County households make above the Federal Poverty Level, but not enough to afford the bare essentials to live in Sumner County, despite working. And because they earn more than the FPL, most don't qualify for public assistance.
- In 2024, 1,465 people in Sumner County called 211 for help. The top three needs were:
- Housing & Shelter – 47%
- Food – 11%
- Utilities – 11%
- 46% of housing-related calls were from people needing help with rent, while others sought emergency shelter or affordable housing options.
- 75% of single-mother households and 54% of senior households live below the ALICE Threshold in Sumner County.
- 68% of households headed by someone under 25 are struggling to get by in Sumner County, meaning kids who grew up here, can't afford to live here on their own when they become adults.
- Only 27% of workers in Sumner County are salaried; most are hourly and lack benefits, making financial security more fragile.
- Nearly half of renters in the county are rent-burdened, and 12% of households face severe housing problems such as overcrowding or unsafe conditions.
Together, We Create Stability and Strength
United Way helps people move beyond crisis toward stability. We do this by investing in education, coaching, basic needs, and systems that open doors to opportunity. Because when more people are financially secure, the whole community is stronger.
Let’s build a stronger financial future together - for every neighbor, in every zip code.
To learn more about these programs, click HERE.
Sources:
2025 State of ALICE Sumner County Summary
2024 Sumner County 211 Counts